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Services We Offer


Financial planning is the focus of our process.  We help to make a plan to pursue your financial goals and serve as an advisor in your financial decisions.  Our financial planning process includes a comprehensive overview of all of your savings accounts, investment accounts, retirement accounts, cash flow, insurance policies, and any other relevant financial matters in your life. 

Financial Planning

  • Goal setting/Systematic Client Review                         
  • Investment Analysis/Planning
  • Insurance Analysis/Planning
  • Retirement Planning
  • Income Protection Planning
  • Income Distribution Planning
  • *Estate Planning/Trust Analysis
  • Independent, unbiased research from third party research firms:  Stocks, Bonds, Mutual Funds, and Institutional Managers

Investment Options

  • Private Managed Accounts
  • Stocks and Exchange Traded Funds
  • Hedge Funds
  • Bonds:  Treasuries, Agencies, Corporate and Municipal
  • Certificates of Deposit
  • Alternative Investments:  Real Estate Investment Trusts, Equipment Leasing, Managed Futures, Oil and Natural Gas
  • Drilling and Royalties, Structured Notes
  • Mutual Funds
  • Corporate/Individual Cash Management

Insurance Planning

  • Term Insurance
  • Universal and Variable Universal Life
  • Annuities:  Variable, Fixed or Immediate

Retirement Planning

  • IRAs (Traditional, Roth, Inherited)
  • Individual (K) Plans
  • Pension Plan Analysis
  • Simplified Employee Pension Plans (SEP Plan)
  • Savings Incentive Match Plan for Employees (SIMPLE Plan)

Educational Planning

  • 529 Plans
  • Coverdell Education Savings Accounts
  • Custodial Accounts

*Trust Services

  • Revocable & Irrevocable Trusts
  • Asset Protection Trusts
  • Dynasty Trusts
  • Incentive Trusts

Business Planning

  • Partnership agreement or operating agreement review
  • Employee and executive benefit plan design and analysis
  • Payroll/Retirement Plan integration consultation
  • Proactively review plans to assure best-in-class options that provide maximum benefit at best cost
  • Benefit plans fee analysis

Group Corporate Benefits

  • Retirement Plan Services
    • 401 (k), Safe Harbor 401 (k), 403 (b), Profit Sharing
    • IRA (Traditional and Roth)
    • Savings Incentive Match Plan for Employees (SIMPLE IRA)
    • Simplified Employee Pension Plans (SEP IRA)
    • Individual (k) Plans
    • QDIA screening and selection
    • Plan design consultation
    • Investment options recommendation
    • Employee education sessions
    • Regulatory updates for plan sponsors
    • Investment Policy Statement analysis and/or implementation
  • Qualified Defined Benefit Plans
  • 529 College Savings Plans
  • Employee Benefit Statements
  • Employee Stock Ownership (ESOP) Plans
  • Employee/Employer funded benefit options:
    • Dental plans
    • Vision plans
    • Life Insurance
    • Disability Insurance
    • Additional supplemental coverage for accidents, critical  illnesses & hospitalization
    • Third party billing and claims administration

 Owner, Executive, and Key Employee Services

  • Executive Bonus Plans
  • Disability buy-out plans (entity purchase, cross purchase, etc.)
  • Split Dollar Plan/Endorsement Split Dollar
  • Selective Employee Retirement Plan (SERP)
  • Non-qualified deferred compensation plans
  • Estate planning services
  • Buy-Sell Agreements (entity purchase, cross purchase, etc.)
  • Business succession planning
  • Key person policies
  • Specific disability plans for partners, owners, and/or executives
  • Individual or family financial planning services